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Frequently asked questions about home health care.
Click on your choice.
1. What is home health care?
2. What services are available in the
home?
3. How much does it cost?
4. Does my insurance cover the care?
5. Isn't
home health just for seniors?
6. How do I know what services I
need?
7. I have Medicare and I
enrolled into a health plan (managed care), why can't I get home
health from Signature Health
Services?
8. I have home care from Agency A, but am not happy, what
can I do?
What is home health care?
Just as the name implies, home health care
is the ability to provide services in the patient's home. Most
experts agree that the home is the best environment for healing.
Patients can benefit from home health care by alleviating the need
for extended stays in a hospital or a nursing
home.
What services are available in the
home?
People are often amazed at the number of
services that can be performed in the home. We can send nurses,
nursing assistants, physical, speech and occupational therapists in
the home.
How much does it
cost?
Home health care is covered by Medicare
(Either Part A or B), Medicaid and most private insurance. If you
don't meet the admitting criteria or are opting for a service not
covered by your insurer, you may elect to pay "out of pocket" for
services.
Does my insurance cover the
care?
Most health plans cover the cost of home
health care. However, each plan may have certain conditions or
criteria that must be met in order to qualify. Also, many insurers
require the patient to use a home health agency this is part of
their provider network.
Interested parties should contact their
insurer to obtain further
information.
Isn't home health just for
seniors?
There is no age range for clients of home
health care agencies. Of course, senior citizens are the greater
portion of our patients, but many people who need assistance get
home health care at any age for themselves, their grandparents, or
their infants. It all depends on your
needs.
How do I know what services I
need?
The services you receive are generally
prescribed by your physician. In most cases, the doctor will
recommend home health care. A nurse is sent from the home health
agency, she along with the doctor, the patient, and the Agency,
determine what services would benefit the patient
most.
Not all services need a doctor's order.
Anyone can opt for non-medical services, usually a nursing
assistant, for respite care, at any time. The client simply calls
the Agency and requests the services
needed.
What is custodial
care?
This is a very important area, especially
when Medicare is the insurer. Medicare will cover the cost of home
health care by a certified agency. In most cases, patients are under
the care of a home health agency for a limited time, 60 days is the
initial "episode". Patients sometimes become very used to having a
person assist them with personal care duties and want to continue
those services. However, Medicare ONLY covers services associated
with the treatment of a condition. Once the patient's goals have
been met, the patient is discharged from care. Patients may opt to
continue receiving care at their own
expense.
I have Medicare and I enrolled into a health plan
(managed care), why can't I get home health from Signature Health
Services?
Some people who have Medicare have elected
to enroll into health plans such as those offered by Blue Cross/Blue
ShieldŽ, AvMedŽ, HumanaŽ, and others. These are referred to as
managed care companies, also know as health maintenance
organizations (HMO's). Once a person enrolls into one of these
plans, Medicare pays the HMO anywhere from $600.00 to $1,200.00
(est.) each month to be responsible for all of that person's care
(meeting Medicare coverage). In essence, this person has waived all
of their rights to care and has agreed to accept the care from the
HMO and its providers. That person must use the HMO's providers or
pay for services that may otherwise be covered by Medicare, out of
their own pocket.
I have home care from Agency A, but am not happy, what
can I do?
Anyone can get home health care from nearly
any home health agency (depending on the insurer). If you are not
satisfied with the staff or quality of care you are receiving, you
should first try contacting the Agency Administrator and voice your
concerns. If you are still not satisfied, you can change agencies
with a few phone calls. Contact your Doctor and tell him about your
request. In most cases, another agency can continue services the
very next day.
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